Mark Porter Answers the Financing Questions You've Been Waiting to Ask

A: Being self-employed in most cases is not a problem.

A: Trade-ins are welcome—running or not. If you owe money and have a clear title we can help too.

A: Many of our customers have had repossessions and bankruptcies. Our Finance Managers will work with you on financing that will help you to begin re-establishing your credit.

A: This is mostly a myth. Everybody changes jobs. What they are looking for is your ability to repay the loan.

A: Nearly all of our lenders welcome customers on a fixed income.

A: Minimum income varies. It depends mostly on your ability to pay back the loan compared to your standard fixed living expenses (which come first).

A: All of our loans are 100% bank financed and all of our lenders report to the major credit reporting agencies (i.e. Experian, Equifax and Transunion).

A: We have MANY programs for first time buyers.

A: In most cases we can get a little extra help from the bank to overcome negative equity. We're here to structure a deal that helps you and your budget.

A: That depends on your situation. Our lenders specialize in looking at many factors to provide you with an affordable payment. Remember, they want you to be successful in repaying your loan!

A: You may not need a co-signer. In order to put you in the best financial situation, a co-signer that is available will be taken into consideration.