How Do I Get Approved?
We Make Financing Fast and Easy
Like everything else at Mark Porter Chevrolet GMC, our financing process is designed to be easy, transparent, and stress free. We will guide you through the entire process start to finish. In addition, you'll get:
- Clear Terms - Mark Porter Chevrolet GMC offers some of the most competitive terms in the industry without agonizing about how to get the best offer.
- Respected Financial Institutions-Our third party finance sources rank among the most respected financial institutions in the world.
- Fast, Convenient Financing-Our online process means most approvals come through in a matter of minutes. We will work hard to get you the best offers and options that work for you.
Integrity, Transparency and Honesty Matter to the Mark Porter Chevrolet GMC Professionals
Integrity is an important part of Mark Porter Chevrolet GMC, and our financing process is no exception. We strive to be different from the traditional car dealer, and you'll never find any financing games or hidden costs.
We pride ourselves on transparency throughout the car buying process, including the financing process. To this end, we've gathered information to help you understand how creditors make decisions to give you a financing offer. These decisions are based on four main factors:
- Vehicle Selection: Cost, Age and Mileage
- Application Information: Employment, Residence and Income Information
- Credit History: Examines the full information contained in your credit file
- Down Payment: Total of Cash or Trade Equity
To get the best car-financing offer, you should select a vehicle that fits your budget and provide as much down payment as possible. These two factors alone may increase your likelihood of approval, could improve your offer, and will reduce your monthly payment.
Factors Affecting Your Monthly Payment Your monthly payment is determined by three major factors listed below in order of impact:
- Amount Financed
- Term or Length of Contract
- Annual Percentage Rate (APR)